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浙江：“个人身后金融事” 一站式查询便民落地,浙江：“个人身后金融事” 一站式查询便民落地_我的网站

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A | 　　杭州8月21日电(奚金燕吴梦霞)亲人离世，逝者名下金融资产该如何查询？如今在浙江，多部门数字化协同破解逝者资产查询难的民生痛点，上线“个人身后金融事”一站式查询服务。据浙江金融监管局统计，自8月4日“浙里逝安”迭代升级金融资产查询服务功能以来，“个人身后金融事”已累计服务超2000人次。　　长期以来，群众办理逝者资产查询存在难题：银行资产、保险保单等金融资产分散在各银行保险机构，继承人需携带亲属关系证明、死亡证明等材料逐家线下核查，流程繁琐、耗时耗力。

A man tries a sewing machine during an international industrial expo in Phnom Penh, Cambodia, Aug. 15, 2026. A wide variety of advanced Chinese tech and manufacturing firms showcased cutting-edge machinery, automation, and innovative production solutions at a major international industrial exhibition here in Cambodia's capital. (Photo by Sovannara/Xinhua)A wide variety of advanced Chinese tech and manufacturing firms showcased cutting-edge machinery, automation, and innovative production solutions at a major international industrial exhibition here in Cambodia's capital.
The four-day expo, which runs from Thursday to Sunday, features more than 200 local and international exhibitors.
A significant portion of these participants comprises Chinese companies across four core sectors: machinery and automation, textiles and garments, plastics and rubber, and printing and packaging.
Organized by Yorkers Trade & Marketing Service Co., Ltd. in collaboration with the Ministry of Industry, Science, Technology & Innovation, the expo provided a platform to showcase emerging industrial technologies, foster business connections and support the modernization of Cambodia's manufacturing sector.
According to official ministry data, Cambodia had 3,357 operational factories as of July 2026. These facilities employ over 1.35 million workers, more than 70 percent of whom are women.
Total factory investment in the kingdom reached approximately 28 billion U.S. dollars, a 29 percent increase compared to the same period in 2025. Additionally, industrial production during the first half of 2026 was valued at over 9.8 billion dollars, including roughly 7.3 billion dollars in goods manufactured for export.
Cambodian Minister of Industry, Science, Technology and Innovation Hem Vanndy urged Cambodian enterprises to embrace advanced technologies to boost productivity, improve quality, and sharpen their competitive edge.
"Artificial intelligence, production-line automation, robotics, digital technologies and smart manufacturing are increasingly determining the competitiveness of nations," he said during the expo's opening ceremony on Thursday.
"Cambodia cannot remain outside this transformation," Vanndy said. "We must embrace new technologies to increase productivity, reduce costs, improve product quality and strengthen the competitiveness of our enterprises."
Chim Vinly, the expo's organizing staff member, said the exhibition plays a vital role in introducing innovative manufacturing technologies to Cambodia's garment sector, as attendees can explore a diverse range of advanced machinery designed to elevate production standards.
"Most exhibitors represent the textile and garment industries, with the majority being local and Chinese companies," he told Xinhua on Saturday.
"These advanced manufacturing tools have boosted productivity and modernized local production chains. In particular, they make work faster and more efficient," he added.
Vinly said the annual event plays a vital role in further expanding bilateral trade between China and Cambodia.
"Chinese investment is crucial to boosting Cambodia's economic growth and generating job opportunities for the local workforce," he said.
Bo Seyma, a mechanic at Kosin Sewing Machine Co., Ltd., which supplies Cambodian factories with equipment from the Shanghai-based Shang Gong Group, said the expo is vital for showcasing cutting-edge machinery to the local garment industry.
He said the Kosin company is promoting sewing, embroidery, button, and backstitching machines, along with other equipment, to factories in Cambodia.
"These industrial machines are in high demand, with numerous factories placing purchase orders with our company," he told Xinhua on Saturday.
Seyma said these advanced machines are high-quality and built to last.
"These machines accelerate production efficiency while effortlessly meeting customer demands," he said.
Thong Mengdavid, deputy director at the China-ASEAN Studies Center of the Cambodia University of Technology and Science, said that Cambodia, a country heavily dependent on textiles and garments, has seen its cooperation with China evolve from providing raw materials like fabrics and finished consumer goods toward technological cross-pollination.
This allows local Cambodian plant managers and entrepreneurs to evaluate high-grade machinery directly, he added.
"Integrating China's technology, machinery, and tools into Cambodian factories will address several challenges in the local economy, such as enhancing output per hour, reducing material waste caused by human error, and fostering skill development among the workforce," Mengdavid said.
People look at sewing machines during an international industrial expo in Phnom Penh, Cambodia, Aug. 15, 2026. A wide variety of advanced Chinese tech and manufacturing firms showcased cutting-edge machinery, automation, and innovative production solutions at a major international industrial exhibition here in Cambodia's capital. (Photo by Sovannara/Xinhua)

People look at sewing machines during an international industrial expo in Phnom Penh, Cambodia, Aug. 15, 2026. A wide variety of advanced Chinese tech and manufacturing firms showcased cutting-edge machinery, automation, and innovative production solutions at a major international industrial exhibition here in Cambodia's capital. (Photo by Sovannara/Xinhua)
。　　为打通服务堵点，浙江金融监管局统筹推进数据互通、流程再造、标准统一，打造全省一站式线上查询渠道。

B | 前期历经多轮试点打磨，持续优化迭代功能，稳步推进辖内银行保险机构系统对接，目前浙江省内114家银行保险机构已完成接入，数据共享覆盖面持续拓宽。　　服务上线后，合法继承人可通过“浙里办”APP和浙江省政务服务网提交查询申请，在线上传身份证明、亲属关系证明、死亡证明等材料，无需往返多家银行保险机构网点，即可批量查询逝者名下银行资产及保险保单，真正实现“数据多跑路、群众少跑腿”。浙江金融监管局会同浙江省民政厅同步指导殡仪馆、政务服务大厅(或便民服务中心)、辖内银行保险机构提供咨询引导、材料预审、协助填报等服务。　　据悉，在查询过程中，一方面根据“最小、必要”原则，明确查询标准，区分不同场景在线返回查询结果，在依法保障查询人知情权的同时有效保护逝者隐私。比如，银行资产查询方面，5万元以下小额活期存款，显示账户余额，金额较大或者其他类资产仅显示有资产，并提醒查询人向金融机构核实。保单查询方面目前反馈有无保单的结果，保单详情也需要具体向保险机构核实。　　另一方面，浙江金融监管局指导相关金融机构和数据平台建立数据分级分类管理制度，坚持“依法授权、按需调用、安全可控”原则，明确逝者信息查询权限、金融机构提供信息范围等重要事项。落实网络安全相关要求，构建覆盖数据采集、传输、存储、使用全流程管理体系，有效保障信息安全。　　值得注意的是，有关部门提醒，服务查询的结果仅供参考，具体情况以查询人向相关银行保险机构核实结果为准。